Simple, Transparent Pricing
Choose the plan that fits your needs. No hidden fees, no upfront charges — you only pay after your letters are generated.
DIY Starter
Perfect for self-starters who want to handle their own disputes
- AI-powered credit analysis
- Personalized action plan
- Dispute letters generated for you
- You print & mail letters yourself
- Dashboard & progress tracking
Limitless Core
We handle everything — you just wait for results
- Everything in DIY Starter
- We print & mail letters for you
- Up to 3 bureau dispute rounds
- Certified mail with tracking
- Email notifications & reminders
Limitless Pro
Full-service credit repair with priority support
- Everything in Limitless Core
- Priority support
- Goodwill letters included
- Creditor negotiation scripts
- Funding consultation prep
One-Time Letter Pack
One full round of dispute letters — no subscription required
- AI-powered credit analysis
- Full round of dispute letters
- We print & mail to all 3 bureaus
- Certified mail with tracking
- No recurring charges
In compliance with the Credit Repair Organizations Act (CROA), you are not charged until your first dispute letters are generated. Service must be rendered before payment is collected.
Frequently Asked Questions
When am I charged?
You are not charged until your first dispute letters are generated. This is required by the Credit Repair Organizations Act (CROA). You will never be billed for services not yet rendered.
Can I cancel anytime?
Yes. You can cancel your subscription at any time from your dashboard. You also have a 3-day right to cancel after signing your service agreement, with no charge.
Can I do this myself for free?
Absolutely. You have the legal right to dispute inaccurate items on your credit report yourself at no cost. Our service saves you time by automating the analysis, letter writing, and mailing process.
What types of items can you dispute?
We help dispute items that are inaccurate, unverifiable, or unauthorized — including hard inquiries, collections, late payments, charge-offs, and public records. We never dispute accurate, verified information.
How long does it take to see results?
Credit bureaus have 30–45 days to investigate each dispute. Most clients see initial results within 1–2 months. Results vary based on your individual credit profile.